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Judgment
@JUDGMENT-JUDGMENT
P. R. Ramachandra Menon, CJ
Inadequacy of the compensation awarded by the Tribunal in respect of the demise of the father of the 1st Appellant and husband of the 2nd
Appellant occurred in a road traffic accident, is the grievance projected in this appeal.
The sequence of events shows that the deceased by name Ramayan Singh Thakur, stated as employed as an Electrician in the Bhilai Steel Plant,
while proceeding on his Motor Cycle on 14.07.2008 was knocked down by the offending Jeep driven by the 1st Respondent, owned by the 2nd
Respondent and insured by the 3rd Respondent causing fatal injuries, ultimately leading to his death. This led to the claim petition filed before the
Tribunal by the minor son and the widow as mentioned above.
The claim was mainly contested by the 3 rd Respondent/Insurance Company with reference to the negligence and quantum. After appreciating the
evidence put on record, the Tribunal arrived at a finding that the accident was because of the contributory negligence on the part of the deceased rider
and also the driver of the Jeep to the extent of 30% and 70% respectively.
The Tribunal proceeded to fix the compensation taking note on the total monthly income as Rs. 11,897/- as on the date of accident and reckoning a
multiplier of 15, based on the age of the deceased as between 35 and 40 years. It was accordingly, that a sum of Rs. 9,99,348/- was awarded. The
Tribunal also awarded a sum of Rs. 5,000/- towards loss of consortium, Rs. 5,000/- towards loss of estate, Rs. 5,000/- towards funeral expenses and
Rs. 5,000/- towards the loss of love and affection to each of the claimants (Rs. 10,000/-). A total sum of Rs. 10,25,000/- (rounded figure) was
awarded as above and it was directed to be satisfied with an interest @ 7.5% per annum from 15.05.2009.
The insurance policy is admitted and there is no appeal preferred by the insurer.
The question is whether the award passed by the Tribunal is in conformity with the law declared by the Apex Court and is there any deficiency under
some or other heads, to be compensated by this Court by awarding the differential compensation, if any.
The law stands declared by the Apex Court in Sarla Verma Vs. Delhi Transportation Corporation reported in (2009) 6 SCC 121, whereby the
necessity to consider the future prospects was asserted. It was held that, in the case of persons below the age of 40 years and in respect of those who
are having a fixed monthly income, 50% of the income had to be added on, to work out the multiplicand. The declaration made as above stands
affirmed by the Constitution Bench of the Apex Court in National Insurance Company Limited vs Pranay Sethi & Others reported in (2017) 16 SCC
Even though the question of future prospects was brought to the notice of Tribunal, the claim put forth in this regard was not accepted, for the
reason that compassionate appointment had already been granted. Granting of compassionate appointment is under a particular scheme, which not a
substitute for the compensation payable for the wrong committed against the victim. That apart, insofar as no such decision rendered by the Apex
Court is brought to our notice that future prospects could be ignored, if compassionate appointment is given, we are of the view that the law declared
by the Apex Court in Sarla Verma's (supra) and Pranay Sethi's (supra) requires to be applied. On re-working the loss of dependency, it comes to Rs.
11,897 + 5949 (50% of monthly income) x 12 x 2/3 rd x 15 = Rs. 21,41,520/-. After deducting the sum of Rs. 9,99,348/- already awarded by the
Tribunal, the balance payable under this head comes to Rs. 11,42,172/-.
In view of the law declared by the Apex Court in the decisions cited above, amounts payable under the conventional heads towards loss of
consortium, loss of estate and funeral expenses also require to be enhanced, as the Tribunal has granted only Rs. 5,000/- each. A balance sum of Rs.
35,000/- is awarded towards loss of consortium to the 2 nd Appellant, balance of Rs. 10,000/- towards the loss of estate and balance of Rs. 10,000/-
towards the funeral expenses.
The concept of 'consortium' has been further explained by the Apex Court in Magma General Insurance Company Limited vs Nanu Ram Alias
Chuhru Ram & Others reported in (2018) 18 SCC 130 .It can be of three types; Parental consortium (payable to children because of the death of
parents); Spousal consortium (payable to the spouse because of the death of the partner) and Filial consortium (payable to the parents because of the
death of children). This being the position, a sum of Rs. 40,000/- is payable towards the 'Parental consortium' to the 1st Appellant. Since the Tribunal
has granted a sum of Rs. 10,000/- (@ Rs. 5,000/- each) under the head 'loss of love and affection', the Appellants can claim only the balance i.e. Rs.
30,000/- under this head. It is ordered accordingly. Though the death had occurred on 14.07.2008, a sum of Rs. 10,000/- can be awarded towards pain
and suffering and is awarded accordingly. Thus, the total differential compensation comes to Rs. 12,37,172/-.
We satisfied from the findings based on the evidence that there was contributory negligence to an extent of 30% on the part of the deceased rider,
while fixing the rest of 70% upon the driver of the Jeep as the Appellants are entitled to get only 70% of the said amount which comes to Rs.
8,66,020/-. Since the policy is admitted, the said amount is liable to be satisfied by the 3 rd Respondent/Insurance Company with interest as awarded
by the Tribunal, from the date of the claim petition, till satisfaction.
The 3rd Respondent/Insurance Company shall work out the total amount as above and deposit the same before the Tribunal as with notice to the
Appellants/claimants, as expeditiously as possible, at any rate within 'two months' from the date of receipt of a copy of this judgment. The appeal
stands allowed to the said extent.
