High CourtsSingle Bench(2017) 12 DEL CK 0511

Bajaj Allianz General Insurance Company Limited vs Kiran Kumari & Ors.

Delhi High Court · Decided on 1 December 2017

HON’BLE JUDGES
R.K.Gauba, J
RESULT
Disposed Of
CASE NUMBER
MAC Appeal No. 1089, 1252 Of 2012

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Judgment

37 paragraphs · 657 words

R.K.Gauba, J

1.

Kishan Kumar, aged 31 years, suffered injuries in a motor vehicular accident that had occurred on 22.09.2008, due to negligent driving of motor

vehicle described as Rural Transport Vehicle (RTV) bearing registration No.DL-1V-6972 and died in the consequence. His wife and four other

members of the family dependent upon him (collectively, the claimants) instituted accident claim case (Suit No.370/2008) on 21.11.2008. Lalit Kumar,

driver-cum-owner of RTV and Bajaj Allianze General Insurance Company Limited (insurer) were impleaded as respondents in the said case.

2.

The tribunal held inquiry and, by judgment dated 30.07.2012, awarded compensation in the total sum of Rs.26,37,000/- fastening the liability to pay

on the insurer.

3.

The insurance company had raised a defence that it could not be called upon to indemnify as there was no permit taken out in respect of the RTV

for the period in question. This plea was repelled by the tribunal.

4.

The insurer filed appeal (MAC APP.1089/2012) pressing it only to seek recovery rights. In this view, by order dated 12.10.2012 in the said matter,

notice was issued only on the limited point, the directions being to the insurer to satisfy the award by requisite deposit with the tribunal in favour of the

claimants.

5.

The claimants, on the other hand, have also come up with appeal (MAC APP.1252/2012) submitting that the award is deficient, pointing out in this

context that while calculating loss of dependency, future prospects have been added only to the extent of 20%, the grievance also concerning the non-

pecuniary heads of damages and the rate of interest.

6.

These appeals were put in the list of ‘Regulars’ by orders dated 24.02.2016. When they are taken up for hearing, there is no appearance on

behalf of the insurer.

7.

On perusal, it is found that the tribunal repelled the plea of breach on the ground that the RTV was not on the road for any commercial purpose at

the relevant point of time. In these circumstances, the appeal of the insurance company is liable to be dismissed.

8.

In view of ruling of a Constitution Bench of the Supreme Court rendered on 31.10.2017 in SLP (C) 25590/2014, National Insurance Company Ltd.

Vs. Pranay Sethi and Ors., the element of future prospects of increase to the extent of 50% deserves to be added in the calculation, it having been

proved that the deceased was in regular employment at a salary of Rs.15,000/- per month. Thus, the loss of dependency is re-computed as (15,000/- x

150/100 x 3/4 x 12 x 16) Rs.32,40,000/-.

9.

The award under the non-pecuniary heads of damages also have to be brought in sync with dispensation in Pranay Sethi (supra) and thus in lieu of

the non-pecuniary damages awarded by the tribunal, Rs.40,000/- towards loss of consortium and Rs.15,000/- each towards loss of estate and funeral

expenses are added.

10.

The total compensation is computed as (32,40,000/- + 40,000/-+ 15,000/- + 15,000/-) Rs.33,10,000/- (Rupees Thirty Three Lacs and Ten Thousand

Only).

11.

Following the consistent view taken by this court, the rate of interest is increased to nine per cent (9%) per annum from the date of filing of the

petition till realization. [see judgment dated 22.02.2016 in MAC.APP. 165/2011 Oriental Insurance Co Ltd v. Sangeeta Devi & Ors.].

12.

The award is modified accordingly.

13.

It is directed that the entire enhanced portion of the award including the corresponding effect of increase in the rate of interest shall fall to the

share of first claimant (Kiran Kumari) widow, it to be released to her in the form of fixed deposit receipt taken out from a nationalized bank for a

period of ten years with right to draw periodic interest.

14.

The statutory deposit made by the insurer stands forfeited in favour of Delhi High Court Legal Services Committee in view of lack of assistance

by it at the hearing.

15.

Both the appeals stand disposed of accordingly.