AI Structured Summary
Not yet generated for this judgment
No AI summary yet
Generate an eight-section analysis of this judgment — facts, issues, reasoning, ratio and a plain-language gist.
Judgment
21 paragraphs · 441 wordsLeave granted.
The spouse of the appellant was admitted during the course of a medical emergency at the BM Birla Heart Research Centre, Kolkata which is an
empanelled private hospital under the Central Government Health Scheme [“CGHSâ€]. It is common ground that the patient was covered by the
CGHS. She was admitted in a condition which required emergency medical care. Hence on 15 July 2013 the appellant informed the Chief Medical
Officer-HQ (CGHS) of the institution in which his spouse was admitted, involving multi-organ failure and heart disease. Since the treatment was
expected to be prolonged, the appellant stated that she would require to be treated under the CGHS. In his letter dated 15 July 2013, the appellant
stated that considering the serious nature of the ailment, treatment was being taken in  a non-empanelled hospital under emergency, in a higher type
of accommodation. A copy of the letter was addressed to the BM Birla Heart Research Centre, Kolkata. As a matter of fact, it has emerged before
this Court from the counter affidavit, which has been filed by the Additional Director, CGHS, Kolkata, that the BM Birla Hearth Research Centre,
Kolkata is an empanelled hospital. The spouse of the appellant died during the course of the treatment on 20 August 2013. An amount of Rs 7,71,533
was paid to the appellant in settlement of the claim leaving a balance amount of Rs 3,39,467. The balance, the Court has been informed, is after taking
into account the amount which was received by way of settlement under the Medi-claim policy. The appellant moved the State Consumer Disputes
Redressal Commission and upon the petition being rejected, unsuccessfully pursued his claim before the National Consumer Disputes Redressal
Commission.
The facts which have come on record indicate that there is no dispute about the fact that the appellant and his spouse were covered under the
CGHS. The appellant has explained that the delay in intimating that his spouse shall be covered by the CGHS was as a result of the extreme medical
emergency under which she was admitted for treatment. In view of the aforesaid facts and circumstances, it would be appropriate if the balance of
Rs 3,39,467 is reimbursed to the appellant, in the peculiar facts of the case. This will, however, not be construed as an adjudication of this Court on the
rules and regulations, which is unnecessary for the purpose of the present appeal. The balance amount be paid over to the appellant within a period of
two months from the date of receipt of the certified copy of this order.
The appeal is accordingly allowed. No costs.
