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National Insurance Company Ltd., vs Kalu Ram S/o Mangilal

Rajasthan High Court · Decided on 10 November 2017 · Citation: (2017) 11 RAJ CK 0035

HON’BLE JUDGES
Arun Bhansali
RESULT
Dismissed
CASE NUMBER
2533 of 2017

AI Structured Summary

Not yet generated for this judgment

Judgment

307 paragraphs · 3,221 words
1.

These appeals are directed against the judgment and awards

dated 5/6/2017 passed by the Motor Accident Claims Tribunal,

Jaitaran, District, Pali (''the Tribunal''), whereby, the Tribunal has awarded a sum of Rs. 2,60,000/- to claimants Bagda Ram &

others, Rs.6,40,928/- to claimants Budha Ram & another and

Rs.6,40,928/- to claimants Kalu Ram and another along with

interest @ 9% p.a. from the date of applications i.e. 14/3/2016.

2.

The applications for compensation were filed by claimants,

sons of deceased Mangilal and parents of deceased Shyam Lal and

Naresh inter alia with the averments that on 17/4/2015 at about

10.30 p.m. all the three persons, Mangilal, Shaymlal and Naresh,

were riding on a Motor Cycle when the offending Maruti Van No.

RJ-01-UA-1027, being driven by Badri Banjara rashly and

negligently, collided with the Motor Cycle, resulting in grievous

injuries to Mangilal, Shyamlal and Naresh on account of which all

three of them died on the spot. Averments were made pertaining

to the basis for claiming various amounts of compensation for the

death of Mangilal, Shyamlal and Naresh.

3.

Replies to the applications were filed by driver and owner of

the Maruti Van with the contentions that the driver of Motor Cycle,

Shyamlal, contributed to the accident and the accident happened

on account of Motor Cycle slipping and no accident occurred from

the vehicle, the vehicle has been wrongly implicated, the vehicle

was insured with the Insurance Company and it was prayed that

the applications be rejected.

4.

The appellant Insurance Company filed its response with the

contention that the accident did not occur from the insured Maruti

Van, the vehicle has been falsely implicated, the police has not

investigated properly, accident occurred on account of negligence

of the driver of Motor Cycle, the driver of Maruti Van was not in

possession of requisite driving licence, the driver of Motor Cycle

was not wearing helmet and was not in possession of driving

licence, he had contributed to the accident. The vehicle being

insured with the Insurance Company was accepted, the basis for

claiming compensation was denied and it was alleged that

excessive compensation has been claimed and it was prayed that

the applications be dismissed.

5.

The Tribunal framed five issues. On behalf of the claimants

A.W.1 - Madan Lal, A.W.2 - Ram Prakash, A.W.3 - Kalu Ram,

A.W.4 - Budha Ram were examined, out of them A.W.2 - Ram

Prakash was claimed to be an eye witness to the accident, by way

of documentary evidence 20 documents were exhibited, on behalf

of the non-claimants N.A.W.1 - Vinod Kumar and N.A.W.2 -

Manjul Tanwar were examined and 5 documents were exhibited.

6.

After hearing the parties, the Tribunal observed that the oral

statements pertaining to the accident were recorded on behalf of

the claimants and non-claimants, claimants have referred to the

documents and qua the documentary evidence no evidence was

produced by the respondents and came to the conclusion that the

accident occurred on account of rash and negligent driving by the

driver of Maruti Van. While considering the issue no.3 pertaining to

the defence raised by the appellant Insurance Company, the

Tribunal observed that the allegations made were based on

imagination and, therefore, same cannot be countenanced and

rejected the defense raised by the appellant Insurance Company.

Whereafter, the issues pertaining to quantum of compensation

were determined and compensation as noticed hereinbefore was

awarded.

7.

It was vehemently submitted by learned counsel for the

appellant that the present is a case wherein from the material

available on record, it is apparent that the accident in question did

not occur from the insured vehicle and the insured vehicle has

been falsely implicated only with a view to ensure that

compensation is recovered from the Insurance Company and,

therefore, the award impugned deserves to be quashed and set

aside.

8.

Learned counsel for the appellant submitted that the Tribunal

has dealt with the issue pertaining to the involvement of the

vehicle under issues no.1 and 3 in a most cursory and slip shot

manner and has totally ignored the documentary evidence placed

on record by the appellant, which has resulted in it returning a

perverse finding on the issue pertaining to involvement of vehicle

and, therefore, the award impugned deserves to be quashed and

set aside.

9.

It was submitted that the accident allegedly occurred at

10.30 p.m. on 17/4/2015; in the police ''Rojnaamcha'' (daily

diary) (Ex.NA/4) of the same date at 10.50 p.m. information of

accident has been recorded and in Ex. NA/4 another entry at 2.00

a.m. has been recorded indicating about the accident having

occurred from an unknown truck; the FIR was lodged on

18/4/2015 at 7.30 a.m. by Madan Lal s/o deceased Mangi Lal against an unknown vehicle; on 31/5/2015, the police gave F.R.

indicating "VERNACULAR MATTER OMITTED" i.e. for want of information about

the vehicle and the accused; on a protest petition filed against the

acceptance of final report, by order dated 8/10/2015 further

investigation was ordered and it is at the stage of further

investigation that the complainants indicated the involvement of

the insured Maruti Van, based on which the police filed challan

against the owner and alleged driver of the insured Maruti Van on

27/12/2015.

10.

It was submitted that from the sequence of events coupled

with the statements of four witnesses, the false implication was

apparent; a bare look at the statements of three claimants A.W.1

- Madan Lal, A.W.3 - Kalu Ram and A.W.4 - Budha Ram reveals

that it is the consistent claim made by them that involvement of

the insured vehicle was informed to all three of them after some

days by the alleged eye witness Ram Prakash, A.W.2; in his cross

examination A.W.1. - Madan Lal indicated that after 20 days of the

accident Ram Prakash informed him about the involvement of

insured vehicle RJ-01-UA-1027; similarly, Budha Ram (A.W.4) also

indicated in his cross examination that Ram Prakash after 15-20

days of the accident informed him about the numbers of insured

vehicle. Ram Prakash in his cross examination also indicated that

after 15-20 days of the accident, he informed the numbers of the

insured Maruti Van to Madan Lal. It is submitted that once all the

three claimants became aware of the involvement of Maruti Van

within 15-20 days of the accident and the negative F.R. was given

by the police on 31/5/2015, no reason is forthcoming as to why

the involvement of the insured vehicle was not brought to the

notice of police till 31/5/2015, when admittedly the claimants

allegedly became aware of the involvement of the insured vehicle

in the beginning of May, 2015 and the said number of vehicle was

disclosed allegedly during the course of further investigation after

the same was ordered by the court. It was submitted that the

conduct of the claimants is wholly unnatural and coupled with the

fact that in the police ''Rojnaamcha'' (Ex.NA-4) involvement of an

unknown truck was indicated, false implication of the insured

vehicle is apparent.

11.

Further submissions were made that A.W.2 - Ram Prakash is

totally made up eye witness, whose statement has been believed

by the Tribunal, which on its face is a false statement. It was

submitted that the said witness claims himself to be an eye

witness of the accident and having noted the numbers of the

insured vehicle after the accident, he also claims to have informed

on telephone within 20 minutes of the accident to the families of

all three persons injured in the accident as they were customers of

the Petrol Pump where he was working and he had their telephone

numbers. It was submitted that the said story falls to the ground

on account of admission in the cross examination of A.W.2 - Ram

Prakash, the alleged eye witness, that he started knowing the

deceased Mangi Lal after the accident, which statement totally

belies the fact of his being an eye witness, his having telephoned

the families of the deceased and having given the numbers of the

insured vehicle and on that count the finding of the Tribunal

deserves to be quashed and set aside.

12.

Further submissions were made that the postmortem report

of all the three deceased persons, which have come on record

shows severe wounds and multiple fractures qua all the three

deceased, which nature of wounds and fractures cannot occur if a

head-on collision takes place between a small vehicle such as

Maruti Van and a Motor Cycle carrying three passengers, which is

also an indication regarding involvement of a bigger vehicle, which

aspect was indicated by the police in its ''Rojnaamcha'' i.e. accident

by an unknown ''truck''. It was submitted that the finding recorded

by the Tribunal in ignorance of such evidence deserves to be

quashed and set aside and consequently the awards deserve to be

set aside.

13.

Learned counsel appearing for the respondents-claimants

vehemently opposed the submissions made by the learned counsel

for the appellant. It was submitted that the Tribunal has recorded

the finding based on oral and documentary evidence which has

come on record, which finding does not call for any interference.

14.

Submissions were made that the appellant Insurance

Company by pointing out minor aspects of the matter is seeking to

disown its liability based on alleged non-involvement of the

insured vehicle, which submissions have no substance. It was

submitted that the involvement of the vehicle has been admitted

by the driver of the insured vehicle in response to a notice under

Section 134(b) of the Motor Vehicles Act, 1988, wherein, he

admitted driving the vehicle and accident having occurred.

15.

Further submissions were made that in the statement

recorded under Section 164 Cr.P.C., Ram Prakash clearly indicated

the involvement of insured vehicle and, therefore, there was no

reason for the Tribunal to disbelieve the said material which has

come on record regarding the involvement of the insured vehicle

and, therefore, the findings recorded by the Tribunal do not call

for any interference.

16.

I have considered the submissions made by learned counsel

for the parties and have perused the material available on record.

17.

In the present appeals, the appellant Insurance Company

has seriously challenged the involvement of the insured vehicle

and from the material available on record it is apparent that the

said challenge was laid from the very beginning i.e. in response to

the applications for compensation and during the course of

evidence, whereby, the claimants'' witnesses were cross examined

on the said aspect and documentary evidence was produced as

Ex.NA.1 to Ex.NA.5 to substantiate the contention regarding non-

involvement of the insured vehicle.

18.

The claim of claimants in all the three applications was

consistent that the three deceased persons were riding on a Motor

Cycle when the accident occurred at 10.30 p.m. on 17/4/2015 and

on account of accident all the three died on the accident spot.

While Madan Lal claims that he was informed on telephone by

Ram Prakash (A.W.2), Kalu Ram (A.W.3) claims that he received a

call from Madan Lal and Budha Ram (A.W.4) stated that someone

telephoned him, but it is their consistent claim that all three of

them reached the spot within 20 minutes of the accident and it is

most relevant to consider that Ram Prakash (A.W.2), who claims

to be an eye witness and regarding whom a claim is made that he

called Madan Lal informing him about the accident, in his

statement clearly indicated that he started knowing Mangi Lal i.e.

father of Madan Lal after the accident. The said witness Ram

Prakash in his cross examination claimed that he knew the family

members of all the three deceased occupants of the Motor Cycle

as they used to visit the Petrol Pump for fuel where he was

working and he had their telephone numbers in his mobile and,

therefore, he called them. Statement of Ram Prakash having

called Madan Lal in light of his statement that he started knowing

the deceased after the accident clearly makes the statement of

Ram Prakash unreliable. Further, the conduct of Ram Prakash,

wherein, he claims that he knew the families of all the three

deceased persons, left the place of accident after sometime and

despite knowing the number of offending vehicle did not meet

and/or inform the family members regarding the involvement of

the vehicle for about 15-20 days, in the circumstances of the case

is quite unusual, wherein, if the deceased were known to him to

the extent that he had telephone numbers in his mobile of their

family members, not meeting the family members and not

informing the numbers of the vehicle in a typical village setting, in

view of the claim made, cannot be believed.

19.

Further, the fact that if the particulars of the offending

vehicle were handed over to the families of the claimants

inasmuch as all the three witnesses A.W.1, A.W.3 & A.W.4 have

claimed in their examination-in-chief that they received the

information about the involvement of the particular vehicle within

15-20 days of the accident i.e. around first week of May, 2015 (as

the accident took place on 17/4/2015) and before the police

submitted negative F.R. on 31/5/2015 and despite all the three

having known about the involvement of the insured vehicle chose

not to inform the police regarding the involvement of the insured

Maruti Van, is a conduct which is absolutely unnatural and

unbelievable. No explanation whatsoever has been given by the

claimants pertaining to the said aspect of the matter as to what

prevented them from informing the police about involvement of

insured vehicle as soon as they became aware of the involvement

of the vehicle.

20.

In fact the claimants did not even indicate anywhere in the

pleadings or statements that the police initially gave negative F.R.

on 31/5/2015 and on protest petition having being filed, on re-

investigation and on the claimants informing about the

involvement of insured vehicle that the challan was filed.

Suppression of the said facts, which are quite relevant in the

circumstances of the case, cannot be ignored.

21.

The Tribunal in its judgment leave alone considering, did not

even indicate that the documents Ex.NA/1 to NA/5 were produced

by the respondent contesting the involvement of the vehicle and

after mentioning the documents produced by the claimants has simply indicated that no contrary evidence has been produced by

the Insurance Company and has not at all considered the

consistent plea raised by the appellant Insurance Company, which

clearly renders the finding recorded by the Tribunal perverse.

22.

The first indication pertaining to nature of/manner of

accident has been noticed in the police ''Rojnaamcha'' dated

18/4/2015 at 2.00 a.m., wherein, the involvement of an unknown

truck was indicated along with the fact that three persons had

died on the spot, whose bodies were transported to the

Government Hospital, Neemaj and that ''Naka Bandi'' for

apprehending the truck was made along with checking at the

highway hotels, however, the same could not be apprehended.

23.

The FIR was lodged against an unknown vehicle by Madan

Lal, AW.1 on 18/4/2015 itself. The postmortem report of all the

three deceased persons indicate multiple wounds, multiple bruises

and multiple fractures on the entire body. The status of body of

Mangi Lal as indicated in the postmortem report, who was not

even the driver, which is almost similar in all cases pertaining to

muscles, bones and joints indicates the extent of injuries suffered

by three deceased persons, who were riding the Motor Cycle and

met with the accident:

"E-MUSCLES, BONES & JOINTS 1. Injury - Sclap is lacerated and 2x2 cm Hole is present in frontal bone - 7x5 cm lacerated wound is present on Right knee - Bone is coming out of large lacerated wound of Right leg - Swellings are present on mid thigh & mid arm on Right hand 2. Disease or Deformity - skull is grossly disfigured due to multiple fracture and lacerated wound of scalp and turned towards left side - Right leg is rotated medially due to fracture of leg bones 3. Fractures 1. multiple fractures of skull bones (2) fracture of Rt. Humerus (3) fracture of Rt radius & ulna (4) multiple Rt sided Ribs fractures (5) fracture of Rt. Thigh (6) fracture of Rt Tibia & Fibula 4. Dislocation Multiple dislocations present in multiple joints all over body."

24.

The nature of wounds, injuries and fractures which have

been suffered by the three occupants of Motor Cycle coupled with

the claim that accident occurred from a Maruti Van, which it is

common knowledge and regarding which judicial notice can be

taken is a small vehicle with very small tyres and low ground

clearance, is factually not possible and the nature of injuries

coupled with the indication in the police ''Rojnaamcha'' regarding

involvement of an unknown ''truck'' clearly indicates towards the

accident by a big vehicle resulting in such massive/severe injuries

to the deceased persons resulting in multiple wounds/fractures all

over the body. Further, if such nature of injuries to three persons

were caused by a Maruti Van, the said vehicle apparently could not

be then in a position to flee away from the accident scene. The

Tribunal, failed to take into consideration the said aspect also and

has essentially proceeded in an absolutely slip shot and cursory

manner merely based on the fact that the police had filed challan

against the insured vehicle.

25.

So far as the admission made by the driver in response to

notice under Section 134(b) of the Act vide Ex.11, is concerned,

the same reads as under:

"VERNACULAR MATTER OMITTED"

26.

The above admission in reply to notice (though the same is

in incorrect language) further fortifies the allegations made by the

appellant Insurance Company regarding false implication of the

vehicle as the response made to the notice indicating that ''he

himself has committed the accident'' implicating himself is wholly

unnatural and further fortifies the allegation about collusion of the

owner and driver of the insured vehicle for the purpose of

recovering amount of compensation from the Insurance Company

as the accident occurred from some unknown vehicle, which could

not be traced by the police.

27.

The above aspect is further confounded by the fact that

despite filing reply to the applications both the driver and the

owner chose not to appear in the witness box.

28.

In view of the above discussion, the finding of the Tribunal

on issue nos. 1 and 3 cannot be sustained. The oral and

documentary evidence available on record does not in any manner

indicate the involvement of insured vehicle in the accident and the

entire sequence of events as noticed hereinbefore apparently

indicate false implication of insured vehicle in question.

29.

As such, it is held that the insured vehicle was not involved

in the accident. As the insured vehicle has been held to be not

involved in the accident, consequently in the absence of the actual

offending vehicle, its owner, driver and the Insurance Company

before the Tribunal, the award passed by the Tribunal cannot be

sustained.

30.

Consequently, the appeals are allowed, the impugned

judgment and awards dated 5/6/2017 passed by the Tribunal in

MAC Case No. 40/16, 41/16 and 42/16 are quashed and set aside.

The claim petitions filed by the claimants are dismissed.

31.

No order as to costs.