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Judgment
In 1878 the then karuavan of defendants'' tarwad and the anandravans including defendants Nos. 1 to 5 and 8 borrowed Rs. 4000 from plaintiff
and executed a mortgage-deed, Exh. A, mortgaging with possession items Nos. 1 to 15 of the plaint-lands and hypothecating items Nos. 16 to 20.
As to the 15 items the mortgage purports to be a usufructuary mortgage, the surplus income after payment of Government revenue to be taken by
plaintiff as interest. Actual possession of items Nos. 1 to 15 was not however given to plaintiff as they were under mortgage to a third party, but
the karnavan and two of the anandravans executed a pattam-chit on the date of the mortgage agreeing to rent the lands from plaintiff. Plaintiff sued
the executants of the pattam-- chit in Original Suit No. 308 of 1881,--Nedunganad District Munsif''s Court, for the rent for the years 1054, 1055
and 1056 and obtained a decree. He again sued for the rent for the years 1057, 1058 in Original Suit No. 445 of 1882 in the same court and also
for possession of the lands demised and obtained a decree in execution of which he subsequently obtained possession of items Nos. 1 to 15. In
execution of the decree in Original Suit No. 308 of 1881 plaintiff caused to be attached certain of the tarwad properties. Present defendants Nos.
4, 5 and 8 presented a claim petition which was allowed and the attachment dissolved.
Plaintiff then filed Original Suit No. 146 of 1886 in the same court for a declaration that the lands which had been attached were liable to be
sold in execution of the decree in Original Suit No. 308 of 1881. That suit was dismissed on the ground that the defendants in Original Suit No.
308, of 1881 had not been impleaded as representing the tarwad and therefore according to the decision of the Full Bench in S. A. No. 443 of
1883 (now reported in Ittiachan v. Vellappan I. L. R 8 M 488) the tarwad property could not be made liable for the decree. Plaintiff now sues for
recovery of the principal and interest up to the time when he recovered possession of the lands items Nos. 1 to 15 by sale of the mortgaged
properties and from defendants personally. The lower court has dismissed plaintiff''s suit for the principal of the mortgage on the ground that the
mortgage is a usufructuary mortgage and therefore a suit for the recovery of the mortgage debt or for sale of the mortgaged property will not lie,
there being no covenant for payment of the debt. He also disallows the claim for interest on the ground that plaintiff having sued for it in the form of
rent in Original Suit No. 308 of 1881 and 445 of 1882 has exhausted his remedy and cannot sue again for it as interest. Plaintiff appeals.
The mortgage-deed was executed before the Transfer of Property Act came into force and therefore by Section 2, Clause (c), of that Act its
provisions do not affect the rights or liabilities of the parties to the mortgage or the relief in respect of such rights or liabilities. But it is argued for
respondents that the law as to usufructuary mortgages was the same before the Transfer of Property Act as is laid down by that Act. This question
has never been decided by this court and is by no means free from doubt. But we do not think it necessary to decide it in this case as we are of
opinion that the mortgage cannot be treated so far as the rights and liabilities of the mortgagors and mortgagee under it are concerned, as a
usufructuary mortgage. As to items Nos. 16 to 20 it is only a hypothecation and as to these items therefore there is nothing to prevent plaintiff from
suing for the mortgage-debt or for sale of the mortgaged property. But he cannot split the mortgage and it follows, we think, that in order that he
may obtain his legal rights over the hypothecated items he must be allowed to bring the whole property to sale. He would at least be entitled under
his hypothecation to a decree for the mortgage-debt, and for the above reason we think he is also entitled to a decree for enforcing the same by
sale of the mortgaged property.
As to the reasons given by the lower court for disallowing the interest claimed we think they also are unsound. The suits Nos. 308 of 1881 and
445 of 1882 were suits against the executants of the pattam-chit for recovery of rent and possession. The defendants in these suits were not sued
as representing the tarwad and therefore, as decided in Original Suit No. 146 of 1886, the decrees in these suits could not be executed against the
tarwad property. The present suit is against the tarwad on the mortgage. The cause of action is not the same as that in the former suits and
therefore the decision in Gurusami v. Chinna Mannar I. L. E 5 M 37 relied on by the Subordinate Judge does not apply. The obligation sought to
be enforced in this suit is not the same obligation as that which was the foundation of the former suits. Neither is the decision in Ittiachan v.
Vellappdn I. L. E 8 M 448 quoted here in point. That case which was the authority on which Original Suit No. 146 of 1886 was decided, only
decides that a decree against a karnavan and some members of a tarwad in a suit in which they were not impleaded in a representative character
cannot be executed against the tarwad property. There is no question in the present suit of executing a decree obtained against individual members
of the tarwad against tarwad property, but of enforcing a mortgage against the mortgagees and the mortgaged property. On the other hand,
Govinda v. Mana Vikraman I.L.R 14 M 284 is a direct authority for giving plaintiff the relief claimed in this suit. The decree of the lower court is
reversed and there will be a decree for plaintiff for recovery of the amount claimed from defendants Nos. 1 to 5 and 7 and 8 personally and by
sale of the mortgaged property.
Appellant is entitled to his costs in this and the lower court.
