High CourtsDivision Bench(2010) 06 MAD CK 0044

The Oriental Insurance Company Limited vs Kalaivani and Others <BR>Kalaivani and Others Vs R. Bharathidasan, A. Balaji, United India Insurance Co. Ltd. and The Oriental Insurance Co. Ltd.

Madras High Court · Decided on 24 June 2010 · Citation: (2010) 4 LW 882

HON’BLE JUDGES
R. Banumathi, J · B. Rajendran, J
CASE NUMBER
C.M.A. No''s. 1840 of 2000 and 61 of 2001

AI Structured Summary

Not yet generated for this judgment

Judgment

253 paragraphs · 4,788 words

R. Banumathi, J.—Feeling aggrieved by the apportionment of negligence in the ratio of 50% : 50% and award of compensation of Rs. 45

lakhs in M.C.O.P. No. 744 of 1998 for the death of Saravanan, who was a marine Engineer, Appellant-Oriental Insurance Company, insurer of

the Tempo van has filed C.M.A. No. 1840 of 2000.

2.

Feeling dissatisfied with the quantum of compensation, Claimants have filed C.M.A. No. 61 of 2001 for enhancement of compensation granted

in M.C.O.P. No. 744 of 1998.

3.

Being aggrieved by the award of compensation of Rs. 30,000/- for the damages caused to the articles in the road traffic accident, Appellant-

Oriental Insurance Company, insurer of the Tempo van has filed C.M.A. No. 1841 of 2000.

4.

Since common points arise for consideration, all the three appeals were taken up together and shall stand disposed of by this common judgment.

5.

Brief facts are that the houses of claimants are situated on the northern side of Erode Perundurai road. On 7.5.1998 at about 3.30 P.M, a lorry

bearing Registration No. AP-13 T 7821 driven by the 6th Respondent in a rash and negligent manner, hit a Tempo van bearing registration No.

TN-28 W 8996 and after hitting the Tempo van, the lorry turned left side and hit the house of Claimants and killed Saravanan, who was in the

house. The lorry was proceeding from Perundurai to Erode from West to East, whereas the van was proceeding from Erode to Perundurai i.e.,

from East to West. Due to the accident, the entire roofing, asbestos cement sheets of the front portion of the house were damaged. Deceased -

Saravanan sustained grievous injuries all over the body and he was immediately taken to Erode Government Hospital and he succumbed to injuries

on his way to the Hospital. The driver and cleaner of the Tempo van also died on the spot. Criminal case was registered against the 6th

Respondent lorry driver under Sections 279 and 304-A IPC in Crime No. 231 of 1998 on the file of Erode Taluk Policle Station. Deceased

Saravanan was a Marine Engineer and he was aged about 20 years and three months as on the date of accident. He was working as Radio Officer

for Varun Shipping Company Limited and was getting more than Rs. 60,000/- per month. Stating that the accident was due to the negligent driving

of both lorry driver and tempo van driver and the composite negligence of both the drivers, the Claimants, who are wife, parents and brothers of

deceased Saravanan filed the Claim Petition in M.C.O.P. No. 744 of 1998 claiming compensation of Rs. 75 lakhs.

6.

In the same accident, the house of the Claimants in M.C.O.P. No. 791 of 1998 was damaged and the windows, doors, rolling shutter and

power loom machine were totally damaged. Alleging that the accident was due to the rash and negligent driving of both the vehicles, Claimants filed

M.C.O.P. No. 791 of 1999 claiming a sum of Rs. 1 lakh as compensation for the damages caused to the house and other articles.

7.

Before the Tribunal, first Claimant [Kalaivani], and second Claimant [Muruganantham] in MCOP. No. 744/1998 were examined as P.Ws. 1

and 2. Ponnusamy [husband of first Claimant - Chandramathi] in M.C.O.P. No. 791 of 1998, who was an eye witness to the accident was

examined as P.W.3. One Chandrasekar, a weaver by profession, who was also an eye witness was examined as P.W.4. Vikas Narayan Singh,

Special Officer of Employees Welfare was examined as P.W.5. Exs.P.1 to P.55 were marked. On the side of Respondents, cleaner of the lorry

viz., Kumar was examined as R.W.1. No documents were marked.

8.

Upon consideration of oral and documentary evidence, Tribunal held that the accident was due to negligence of both the drivers and held that

the owners of both lorry bearing registration No. AP-13 T 7821 and tempo van bearing Registration No. TN-28 W 8996 and the insurer of both

the vehicles viz., United India Insurance Company and Oriental Insurance Company are jointly and severally liable to pay the compensation and

apportioned the liability at 50% : 50%. In MCOP No. 744 of 1998, based upon the income tax return of Saravanan for the year 1998-99,

Tribunal has taken the annual income at Rs. 4,25,470/-. He has paid income tax of Rs. 94,113/-. After deducting 1/4th for personal expenses i.e.,

Rs. 82,714/-, the Tribunal has calculated the loss of income to the family at Rs. 2,48,143/-. At the time of accident, deceased Saravanan was aged

20 years and 3 months. Tribunal has adopted multiplier 18 and calculated the total loss of income at Rs. 44,66,574/-. Tribunal has awarded total

compensation of Rs. 44,99,574 as follows:

Loss of Income : Rs. 44,66,574.00

Loss of love and affection : Rs. 5,000.00

Loss of consortium : Rs. 10,000.00

Funeral Expenses : Rs. 2,000.00

Damages to the articles : Rs. 16,000.00

______________________

Total : Rs. 44,99,574.00

_______________________

Rounded off : Rs. 45,00,000.00

9.

The Tribunal has apportioned the liability and compensation payable at 50% : 50% between both the vehicles and Tribunal has also equally

apportioned the compensation among the wife-1st Claimant and father-2nd Claimant of the deceased. Insofar as M.C.O.P. No. 791 of 1998,

Tribunal has awarded compensation of Rs. 30,000/- for the damages caused to the house and to the articles.

10.

Mr. Vijayaraghavan, learned Counsel for Appellant-Insurance Company [Oriental Insurance Company] contended that Tribunal erred in

fastening the liability on the Appellant-Insurance Company as the insurer of Tempo van bearing registration No. TN-28 W 8996 where the

accident was solely due to the rash and negligent driving of the driver of the lorry bearing registration No. AP-13 T 7821. It was further contended

that where the lorry driver was convicted on a plea of guilt, lorry driver alone ought to be been held responsible for the accident. Learned Counsel

for Appellant-Insurance Company further submitted that Tribunal ought to have held that from the very manner of accident and that only the lorry

driver was charge sheeted who had chosen to plead guilty, Tribunal ought to have exonerated the Appellant-Insurer of Tempo van and Tribunal

has not properly appreciated the plea of guilt by the lorry driver. In support of his contention, learned Counsel placed reliance upon Oriental

Insurance Co. Ltd. Vs. Ram Prasad Varma and Others, ; 1999 3 LW 811 [Marudhu Pandiyar Transport Corporation v. M. Veerammal and

Anr.]; and (2008) 2 MLJ 495 (SC) [National Insurance Co. Ltd. v. Indira Srivastava].

11.

Learned Counsel for Respondents 1 to 5/Claimants submitted that in collision between two vehicles when the doubt arises as to who was

responsible for the accident, Tribunal has rightly apportioned the liability at 50% : 50%. It was further submitted that the driver of lorry was

keeping correct direction and accident was due to the negligence of the Tempo van driver and Tribunal rightly apportioned 50% liability upon the

Tempo van driver.

12.

Upon consideration of evidence, findings of the Tribunal and rival contentions, the following points arise for consideration in these Appeals.

(1) Whether the accident was due to rash and negligent driving of the lorry driver alone as contended by the Appellant-Insurance Company

Oriental Insurance Company?

(2) Whether the accident was due to composite negligence of lorry bearing registration No. AP-13 T 7821 and Tempo van bearing registration

No. TN-28 W 8996?

(3) Whether the Tribunal was right in apportioning negligence in the ratio of 50% : 50%?

(4) Whether the total compensation of Rs. 45,00,000/- awarded by the Tribunal is reasonable?

(5) Whether the compensation of Rs. 45,00,000/- awarded by the Tribunal is to be enhanced and if so, what is the quantum?

13.

Point Nos.1 to 3:- On 07.05.1988 deceased Saravanan was watching the T.V. in his house, the lorry bearing registration No. AP-13 T 7821

driven by the 6th Respondent in a rash and negligent manner hit against the Tempo van bearing registration No. TN-28 W 8996 which was coming

in the opposite direction and thereafter the lorry entered the house and Saravanan sustained fatal injuries. At the time of accident the lorry was

proceeding from Perungudi to Erode i.e. west to east and the Tempo van was coming on the opposite direction from Erode to Perungudi i.e. east

to west. The Tempo van was completely crushed resultantly, Tempo van driver and cleaner died instantaneously on the spot. Saravanan sustained

fatal injuries and he died on his way to the hospital. PW3-Chandrasekaran who is an eye-witness has spoken about the accident and stated that

the accident was due to rash and negligent driving of both the vehicles.

14.

Contention of Appellant-Insurance Company is that the lorry was driven in a rash and negligent manner and Tempo van which was coming in

the opposite direction was proceeding in its correct direction observing the road rules and while so, Tribunal erred in holding that both the vehicles

are negligent and apportioning the liability at 50% : 50%. Main contention of Appellant-Insurance Company is that the criminal case was registered

only against the lorry driver and lorry driver also chosen to plead guilty and in such circumstances, Appellant insurer of Tempo van ought to have

been exonerated.

15.

The cleaner of the lorry was examined as RW1. In his evidence RW1 has stated that the lorry was proceeding from west to east keeping its

correct direction and the Tempo van came in the opposite direction hit against the lorry and that it was not due to the negligence of the lorry driver.

Oral evidence of RW1 is not in consonance with the documents and other circumstances. RW1 who was a cleaner is an interested witness and

based upon his evidence the Tempo van driver cannot be faulted.

16.

Ex.A1-FIR in Crime No. 231 of 1998 u/s 304(A) IPC was registered against the lorry driver. By perusal of Ex.A1-FIR, it is seen that

immediately after the accident lorry driver and cleaner ran away from the scene of accident. In the Criminal case, lorry driver was charge sheeted

in STC. No. 2824/1998. As is seen from Ex.A7-Judgment in STC. No. 2824/1998, the lorry driver pleaded guilty and admitted the offence and

paid fine of Rs. 4500/-.

17.

The conviction in criminal case is admissible in civil proceedings as prima facie evidence of negligence. However, acquittal in a criminal case is

not to be taken as a prima facie evidence of non-negligence. In our considered view, the lorry driver''s plea of guilty and his conviction for rash and

negligent driving is admissible as a prima facie evidence of negligence. Pointing out that the accident was due to collision between two vehicles,

Tribunal rightly found that the accident was due to rash and negligent driving of both the drivers. Tribunal has rightly taken plea of guilty as a

relevant factor in holding that the accident was due to negligent driving of both the drivers.

18.

From Ex.A2-Plan, it is seen that the lorry proceeding from west to east swerved to the extreme north and hit the house. Whereas the Tempo

which was proceeding from east to west was keeping its correct direction and after the impact swerved to the southern extremity and that the lorry

proceeded to its wrong side i.e. northern side is clearly marked in Ex.A2-Plan. From the skid marks of lorry shown in Ex.A2-Plan, it is clear that

the lorry driver was mainly responsible for the accident. As is seen from Ex.A5-MVI Report that Tempo van bearing registration No. TN-28 N

8996, suffered the following damages:

Cabin completely damaged; front bumper show set, grill door damaged; front windscreen glass broken; body damaged; door glass and quarter

glass broken; steering wheel broken; driver seat and cabin inside damaged; dash board assembly broken; panel board broken; steering box

broken; front suspension broken; front crossbar, rear crossbar engine bend and gear box bed broken; chassis bent front wheel disc bent; radiator,

air cleaner assembly damaged.

Whereas the lorry bearing registration No. AP-13 T 7821 suffered only less damages. That is front both windscreen glass broken; dash board

assembly damaged. The pattern of damages sustained by both the vehicles would also show that lorry driver was mainly responsible for the

accident.

19.

Contention of the Appellant-Insurance Company is that Tribunal ought to have taken into account the plea of admission of guilt and that

Tribunal ought to have held that lorry driver alone is liable and also ought to have fastened the entire liability upon the insurer of the lorry.

20.

The principle of composite negligence comes in where more than one person is responsible in the commission of the wrong and the person

wronged had a choice against all or any one or more than one of the wrongdoers. Every wrongdoer is liable and it does not lie in the mouth of one

wrongdoer to say that though I am also responsible, yet the other man was also equally responsible for the wrong and on this basis, he cannot

avoid the liability. In case of composite negligence, normally it is not possible to fix the liability among the different drivers. Both are jointly and

severally liable to the claimants ''because they are joint tortfeasors''. [See Hullanbai and Others Vs. Jagdish Prasad and Others, .

21.

In 1988 ACJ 8 (Raj) [National Insurance Co. v. Kastoori Devi], the Division Bench of Rajastan High Court held as follows:

It has been laid down in a plethora of cases of this Court as well as other High Courts that in case of composite negligence the liability cannot be

apportioned. In a case of composite negligence there is no method of indicia to bifurcate or apportion the liability and the only course open in such

in such cases can be to make them both liable as jointly or severally. So far as the claimants are concerned, they can realise the amount from any

one of the insurance companies and then the insurance company, which pays the entire amount, can take steps for recovering half of the amount

from the other insurance company.

22.

In 1988 ACJ 597 (Ker) [United India Insurance Co. Ltd. v. Premakumaran], the Division Bench of Kerala High Court held that where the

incident had happened as a result of the composite negligence of the driver of the bus and the railway administration, the claimants are entitled to

recover the entire amount from any of the joint tort-feasors and there could be one decree against all of them.

23.

In Karnataka State Road Transport Corporation Vs. K.V. Sakeena and Others, , wherein collision between a Corporation bus and truck-

trailer coming from opposite direction resulting in death of four passengers travelled in the bus including the driver and two others sustained injuries.

In that case, the question arose whether driver of the truck-trailer was negligent or not. After analysing the evidence on record, the Supreme Court

came to the conclusion that the driver of the truck-trailer was also negligent and the proportion of the negligence of the driver of the bus and the

driver of the truck-trailer was determined at 60% and 40% respectively and in the light that conclusion, the Supreme Court has held that the

owner, driver and insurer of the truck-trailer are jointly and severally liable to pay 40% of compensation.

24.

It emerges from the above decisions that while awarding of amount in a case of composite negligence Tribunal can direct payment of entire

compensation jointly and severally, but at the same time would apportion the liability between two owners for their facility, and if both the owners

or the two insurance companies, as the case may be, may pay the amounts to the claimant in proportion as awarded by the Tribunal, there is no

problem for the claimant. But in case of any one of the parties liable does not want to honour the award from the other, leaving such party to claim

rateable distribution from the owner of the other vehicle involved in the accident and found negligent by the Tribunal.

25.

Even though, criminal case was registered against the lorry driver and he pleaded guilty by itself does not lead to the conclusion that the lorry

was solely responsible for the accident. Tempo van coming in the opposite direction ought to have foreseen the oncoming vehicle. The accident

was during day time [3.30 P.M.] with sufficient day light. The Tempo van driver ought to have seen the oncoming vehicle and ought to have taken

steps to prevent the accident. From the pattern of damages sustained by the Tempo van, it is clear that Tempo van driver had not exercised due

care to avoid collision. Tempo van driver ought to have adopted a defensive driving and having failed to take reasonable care, the Tempo van

driver also contributed to the accident.

26.

Tribunal held that Appellant-Insurance Company and 6th Respondent [driver of the lorry] are to pay the compensation and apportioned the

negligence in the ratio of 50% : 50%. While upholding the finding of the Tribunal, Appellant-Insurance Company and 6th Respondent [driver of

lorry]; 7th Respondent [owner of lorry], 8th respondent [insurer of lorry] and 9th respondent [owner of tempo van] were jointly and severally

liable to pay compensation to the Claimants awarded. In the facts and circumstances of the case, the liability is apportioned at 65% as that of the

lorry driver and 35% as that the Tempo van and Point Nos.1 to 3 are answered accordingly.

27.

Point Nos. 4 and 5:- In MCOP. No. 744/1998, first Claimant is the wife, 2nd Claimant is the father and 3rd Claimant is the step mother,

Claimants 4 and 5 are the sons of 2nd and 3rd Claimants. In his evidence, PW1-father of the deceased Saravanan has stated that deceased has

been working as qualified Radiographic Engineer. From Ex.P10, it is seen that deceased Saravanan had undergone Radio Operator Course and

that he was qualified in Marine Engineering. From Ex.A17, it is also seen that deceased Saravanan had undergone training of Crews in Fire-

Fighting and that Ex.P17 is the certificate for the Advanced Fire Fighting. From Ex.P20, it is seen that deceased Saravanan served on Board of

Vessel M/T Gamma I from 01.10.1993 to 31.12.1993 as Radio Officer. It is clear from Ex.A23 that deceased Saravanan served on Board the

Vessel ""M.T. Hansdoot"" as Radio Officer. Ex.A52 is the appointment order issued by Varun Shipping Company Limited appointing deceased

Saravanan as Radio Officer. Exs.A53 to A55 are the Form-24 submitted to the Income Tax department showing salaries paid to the employees of

Varun Shipping Company Limited and the tax deducted at source in respect of Floating staff Officers and Crew salaries.

28.

In his evidence, PW2-wife of deceased has stated that her husband was getting salary of Rs. 60,000/- to Rs. 1,25,000/- per month. Ex.P35 is

the Income Tax return for the period from 01.04.1996 to 31.03.1997. Ex.P36 is the Income Tax return for the period from 01.04.1997 to

31.03.1998. From the Income Tax returns [Ex.P35, P36 and P55], it is seen that the income of deceased and the tax paid by him is as under:

Exhibit No. Period Income Tax paid

P35 01.04.1996 to 31.03.1997

Rs. 2,24,060.00

Rs. 57,091.00

P36

01.04.1997 to 31.03.1998

Rs. 4,24,970.00

Rs. 96,641.00

P55

1997-98

Rs. 4,25,470.00

Rs. 94,113.00

Based upon Exs.P36 and P55, Tribunal observed that deceased Saravanan was getting the annual income of Rs. 4,25,470/- and that Saravanan

would have got atleast Rs. 35,000/- per month as salary.

29.

In CMA. No. 61 of 2001, Claimants seek for enhancement of compensation. Learned Counsel for Claimants submitted that the Annexure to

Ex.P36 would clearly indicate that the gross salary payable from April to October 1997 was Rs. 4,02,386/- and that the gross salary payable for

November 1997 to March 1998 was Rs. 2,81,108/-, totalling in all Rs. 6,83,494/-. It was further submitted that since the Shipping Company has

borne the entire expenses of its staff, Tribunal ought to have made deduction of 1/5th salary for personal expenses and 1/4th deduction made by

the Tribunal is very much on the higher side.

30.

Future prospects - Contention of Claimants is that Tribunal has not taken into account the future prospects of the deceased. It is fairly well

settled that while awarding compensation, the Tribunal/Courts will have to keep in view the future prospects like future promotion, revision of pay

etc., and the Court should bear them in mind while assessing the future loss of income. In K.K. Janardhanam Vs. Thiruvalluvar Transport

Corporation Limited, and in Reshma Kumari and Ors. v. Madan Mohan and Anr. AIR 2009 SCW 6999, Courts have held that the future

prospects have to be taken into consideration.

31.

In Smt. Sarla Verma and Others Vs. Delhi Transport Corporation and Another, , the Supreme Court held that though the evidence may

indicate a different percentage of increase, it is necessary to standardise the addition to avoid different yardsticks being applied or different

methods of calculation being adopted. Deceased was working as Radio Officer in Shipping Company. Having regard to the age and his

qualification, giving 40% increase of the salary would be appropriate. For paying Income Tax, deduction of 10% is to be made and thus increase

towards future prospects is taken as 30%. Taking the monthly income of the deceased as Rs. 35,000/-, giving 30% increase, Rs. 10,500/- is

added for future prospects and the income of the deceased is taken as Rs. 45,500/- per month.

32.

Personal Expenses - In so far as, personal expenses, Tribunal has deducted one-fourth amount for personal expenses. Learned Counsel for

Claimants contended that the personal expenses of the deceased was met by the employer and while so, 1/5th deduction should have been made.

The deceased who was serving as Radio Officer on the Board for few months would have been ''off duty'' for an equivalent period. In such

circumstances, as per the consistent view taken by the Supreme Court in Smt. Sarla Verma and Others Vs. Delhi Transport Corporation and

Another, , one-third deduction for personal expenses would be appropriate.

33.

In Bilkish Vs. United India Insurance Co. Ltd. and Another, , the Supreme Court has taken the view that deceased would have spent one-

third towards personal expenses and the contribution two-third of his income to his family. Undisputedly, deduction of one-third towards personal

expenses is ordinary rule in India. Following the consistent view taken by the Supreme Court, one-third deduction is made for personal expenses

i.e. Rs. 15,166/- round off to Rs. 15,000/- and the monthly loss of income/loss of dependency is Rs. 30,500/- and the annual loss of income of the

deceased is Rs. 3,66,000/- [Rs. 30,500 x 12 = Rs. 3,66,000/-]. For the income of Rs. 3,66,000/- per annum, deceased would have paid income

tax of Rs. 73,200/- and therefore, the loss of dependency/loss of income to the family is calculated at Rs. 2,92,800/- [Rs. 3,66,000 Rs. 73,200/-].

34.

Choice of Multiplier Deceased was aged 26 years at the time of accident. As is seen from Ex.A9-passport, date of birth of deceased is

20.02.1972. As per second schedule to M.V. Act, the Tribunal has adopted multiplier ''18'' and the same is maintained. The total loss of

dependency is calculated at Rs. 52,70,400/- [Rs. 2,92,800 x 18]. In so far as, conventional damages, Tribunal awarded Rs. 5000/- towards ""loss

of consortium"". Having regard to the facts and circumstances of the case and age of 1st Claimant, compensation of Rs. 5000/- awarded for ""loss

of consortium"" is enhanced to Rs. 25,000/-. Tribunal also awarded Rs. 2000/- for ""funeral expenses"" and Rs. 16,000/- for ""damages to the

articles"" being reasonable, the same are maintained.

35.

In modification, the compensation awarded by the Tribunal is enhanced to Rs. 53,13,400/- as under:

Loss of dependency

[Rs. 2,92,800 x18] : Rs. 52,70,400.00

Loss of consortium : Rs. 25,000.00

Funeral expenses : Rs. 2,000.00

Damages to the articles : Rs. 16,000.00

__________________

Total : Rs. 53,13,400.00

___________________

36.

Insofar as interest, the Tribunal has awarded interest at the rate of 12% per annum. Following the consistent view taken by the Supreme Court,

the rate of interest is reduced to 7.5% per annum.

37.

As per our direction, 1st Claimant-Kalaivani (wife of deceased) and 2nd Claimant-Muruganandam (father of deceased) were present in the

Court. We have examined the 1st Claimant-Kalaiavani. She has stated that after the death of her husband, she has gone to her parents house in

Kulithalai and she has been living with her parents. 1st Claimant has also stated that soon after one year after the death of her husband, her father

also died and she is living with her mother. 1st Claimant is not employed and that she has taken the shelter with her mother. 2nd Claimant (father of

deceased) also admitted that 1st Claimant-Kalaivani remains unmarried and that she is living with her mother. Having regard to the facts and

circumstances and keeping in view that 1st Claimant had become a widow at her very young age, the enhanced amount of Rs. 8,13,400/- along

with accrued interest is ordered to be paid to the 1st Claimant-Kalaivani. The enhanced compensation of Rs. 8,13,400/- is also apportioned

between the Appellant-Insurance Company and 8th Respondent-Insurance Company in the ratio of 35% : 65% respectively.

38.

C.M.A. No. 1841 of 2000: House of PW3-Ponnusamy [1st Claimant in MCOP. No. 791/1998] was also damaged. In his evidence, PW3

has stated that the front portion of his house was damaged and that the windows, doors and iron shutters were damaged due to the accident.

Ex.A47(series) photographs corroborates the version of PW3. Ex.A48 is the Engineer estimate estimating the damages at Rs. 70,000/-. Ex.A49 is

the bill for Rs. 18,450/- evidencing the purchase of articles to repair the damages. Having regard to the evidence of PW3 and Exs.A47 to A49,

Tribunal awarded Rs. 30,000/- as compensation for the damages caused to the house of PW3.

39.

Considering the oral and documentary evidence i.e. Ex.P48, report of the Engineer and Ex.P49, the bill for the purchase of materials, Tribunal

awarded Rs. 30,000/- towards the damages. More over, the Claimants have also not preferred any appeal questioning the quantum passed in

M.C.O.P. No. 791 of 1998. Having regard to the facts and circumstances of the case, amount of Rs. 30,000/- awarded for the damages caused

to the house and to the articles of the Claimants by the Tribunal is confirmed. The negligence and compensation is apportioned in the ratio of 65% :

35% respectively.

40.

In the result,

C.M.A.Nos.1840 & 1841 of 2000:- Appellant-Insurance Company [insurer of the tempo van]; 9th Respondent [owner of the tempo van] and 6th

Respondent [driver of the lorry], 7th Respondent [owner of the lorry] and 8th Respondent [insurer of the lorry] are jointly and severally liable to

pay compensation to the Claimants.

Apportionment of composite negligence in the ratio of 50% : 50% fixed by the Tribunal in M.C.O.P.Nos.744 and 791 of 1998 is modified as

65% as that of the 8th Respondent, insurer of lorry [United India Insurance Company] and 35% as that of the Appellant, insurer of Tempo van

[Oriental Insurance Company] and both the Appeals are partly allowed. No costs.

C.M.A. No. 61 of 2001: The compensation amount of Rs. 45,00,000/- awarded by the Tribunal is enhanced to Rs. 53,13,400/- payable with

interest at the rate of 7.5% p.a. from the date of Claim Petition till the date of deposit and C.M.A. No. 61 of 2001 is partly allowed. No costs.

Enhanced compensation of Rs. 8,13,400/- [Rs. 53,13,400 45,00,000] along with accrued interest at the rate of 7.5% is payable to the 1st

Claimant, wife of the deceased.

By an order dated 01.12.2000 in C.M.P.Nos.17578 and 17579 of 2000, this Court directed the Appellant-Insurance Company to deposit 50%

of the amount awarded along with accrued interest in C.M.A. No. 1840/2000 and entire amount in C.M.A. No. 1841/2000. Accordingly,

Appellant-Insurance Company has also deposited 50% of the amount awarded along with accrued interest. It was stated before us that Claimants

1 and 2 have withdrawn the deposited amount.

Both Appellant-Insurance Company as well as 8th Respondent-Insurance Company are directed to deposit the balance 50% of compensation

payable and also the enhanced compensation of Rs. 8,13,400/- along with accrued interest at the rate of 7.5% p.a. Both insurers - 8th

Respondent/United India Insurance Company, insurer of the lorry and Appellant/Oriental Insurance Company, insurer of Tempo van are directed

to deposit their respective apportionment of compensation [65%(lorry) : 35%(tempo van)] within a period of eight weeks from the date of receipt

of copy of this Judgment. On such deposit, 1st and 2nd Claimants are permitted to withdraw their respective share of compensation. 1st Claimant

is also permitted to withdraw the enhanced compensation of Rs. 8,13,400/- along with accrued interest.